Medicare Part A (Hospital Care):
Services covered are generally:
- Inpatient care in a hospital
- Skilled nursing facility
- Hospice care
- Home health care (some)
In 2023, costs associated with Part A are:
- Premium – most people don’t have to pay a monthly premium because either they or a spouse paid Medicare taxes while they were working for at least 40 quarters.
- Deductible –
- Inpatient hospital stay – $1,600 for each benefit period; coinsurance of $0 per day for days 1-60 for each benefit period; coinsurance of $400 per day for days 61-90 for each benefit period; coinsurance of $800 per day for days 91 and beyond of each benefit period, up to your total lifetime reserve days (60 days for your lifetime)
- Skilled nursing facility – $0 per day for days 1-20 for each benefit period; coinsurance of $200 per day of each benefit period for days 21-100
- Hospice care – $0 for hospice care
- Home health care – $0 for covered home health care services